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Ohio SR22 Insurance

Ohio SR22 Insurance and bonds

Ohio SR22 Insurance

Ohio SR22 Insurance - The Ohio Bureau of Motor Vehicles may require you to carry SR22 insurance or an SR-22 bond. Both insurance and bonds provide liability insurance for at least the state minimum coverage level but insurance can provide more options.

What is a Ohio SR22 bond?

The Ohio SR22 bond will provide liability protection of $12,500 per person and $25,000 per accident plus $7,500 for property damage. This type of bond will cover you no matter which car you are driving and is often referred to as Ohio’s Financial Responsibility Filing. Remember that the bond is only for liability protection and it will not insure your vehicle.

Learn More About Ohio SR22 Insurance:

Should I buy a Ohio SR22 bond or SR22 insurance policy?

If you are only looking to fulfill your court ordered requirements and don’t care to protect your vehicle or yourself against uninsured drivers than a bond will work. A Ohio SR-22 insurance policy will provide the state with your court required documents plus add benefits such as comprehensive and collision coverage for your vehicle. Most people opt for the insurance policy. Get Ohio SR22 insurance quotes from Select Insurance Group to compare rates fast.

Reasons you may be required to have an Ohio SR22:

  • 12 points on your license
  • Involved in accident without insurance
  • Driving under the influence (DUI)
  • Traffic violation while driving without insurance

How much does SR22 insurance cost in Ohio?

Most insurance companies will charge a filing fee of $25 to $50 to add the SR-22 form to an auto insurance policy. The type of policy can be liability only, full coverage, or a non-owner policy. With regards to the cost of such policy it truly depends on the following factors and not directly related to the SR22 filing in OH:

  • Age
  • Address
  • Credit History
  • Driving Record
  • Vehicle Model

Ohio SR22 Laws

Do not let the insurance policy lapse or cancel as the provider will notify the state and your license will be suspended again. The SR22 is an add on to a standard auto insurance policy that guarantees the state will be notified of any change in status and is commonly referred to as a future financial responsibility filing. You can change insurance companies but be sure to get a new SR22 filed before the old one is cancelled.

Ohio SR22 law  requires the filing for three years from the suspension date or 5 years if you were not carrying insurance at the time.

Ohio SR22 Insurance Requirements

The state of Ohio requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

  • $12,500 Per Person Bodily Injury
  • $25,000 Per Accident Bodily Injury
  • $7,500 Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

Suspended License and Reinstatement

In Ohio you may get your license suspended for one of the following reasons:

  • 12 points on driving record within a two year period
    • 6 month suspension
  • Child support order is in default or person failed to comply with warrant
    • Indefinite suspension until in compliance
  • First Offense OVI or DUI – operating a vehicle over the legal limit of alcohol   concentration or drug abuse
    • Suspension determined by court
  • Habitual OVI offender – convicted 3 or more times within the preceding 3 year period
    • Court ordered and must complete treatment/rehab program

Driving Under the Influence (DUI) in Ohio

In Ohio driving while under the influence of alcohol and/or drugs is unlawful if over a certain blood alcohol content (BAC). The following are limits set by law depending on the type of driver:

All Drivers – BAC LIMIT = 0.08%

Minor Drivers (under age 21) – BAC LIMIT = 0.02%

Commercial Drivers – BAC LIMIT = 0.04%

Implied Consent Law in Ohio

If you refuse to submit a chemical test in Ohio these are the following penalties:

  • First Refusal of Test – Drivers license suspension for 1 year
  • Second Refusal of Test – Drivers license suspension for 2 years
  • Third Refusal of Test – Drivers license suspension for 3 years
  • Fourth Refusal of Test – Drivers license suspension for 5 years

Drunk driving cases in Ohio are often referred to as Ohio OVI (operating a vehicle while intoxicated), Ohio OMVI (operating a motor vehicle while under the influence or intoxicated), and Ohio DUI (driving under the influence of alcohol).

Ohio IID (Ignition Interlock Program)

Some drivers will need to install an ignition interlock device to adhere to Ohio state law. These drivers have been convicted of a DUI or other alcohol     related driving offense. This device is installed in each vehicle that the driver operates and must be from a certified installation center.

Here are some approved installation centers:

LifeSafer Interlock


Do not remove the installed device prior to your suspension period as it will require you to start the suspension over again.

 Ohio SR22 Insurance By City:

Cleveland, OH SR22 InsuranceCincinnati, OH SR22 InsuranceColumbus, OH SR22 Insurance

Akron, OH SR22 Insurance

Dayton, OH SR22 Insurance

Toledo, OH SR22 Insurance

Canton, OH SR22 Insurance

Put-in-Bay, OH SR22 Insurance

Sandusky, OH SR22 Insurance

Steubenville, OH SR22 Insurance

Defiance, OH SR22 Insurance

Cuyahoga Falls, OH SR22 Insurance

Dublin, OH SR22 Insurance

Kelleys Island, OH SR22 Insurance

 Lima, OH SR22 Insurance

Geneva-on-the Lake, OH SR22 Insurance 

Youngstown, OH SR22 Insurance

Xenia, OH SR22 Insurance

Westerville, OH SR22 Insurance

Zanesville, OH SR22 Insurance

Mansfield, OH SR22 Insurance

Westlake, OH SR22 Insurance

Loveland, OH SR22 Insurance

Chillicothe, OH SR22 Insurance

Lakewood, OH SR22 Insurance

 Findlay, OH SR22 Insurance


Elyria, OH SR22 InsuranceYellow Springs, OH SR22 InsuranceMason, OH SR22 Insurance

Mentor, OH SR22 Insurance

Springfield, OH SR22 Insurance

Port Clinton, OH SR22 Insurance

 Wooster, OH SR22 Insurance 

Grove City, OH SR22 Insurance

Lakeside, OH SR22 Insurance

Kettering, OH SR22 Insurance

Delphos, OH SR22 Insurance

Chagrin Falls, OH SR22 Insurance

Perrysburg, OH SR22 Insurance

West Chester Township, OH SR22 Insurance

Strongsville, OH SR22 Insurance

Parma, OH SR22 Insurance

Shaker Heights, OH SR22 Insurance

Hilliard, OH SR22 Insurance

 Massillon, OH SR22 Insurance

Hamilton, OH SR22 Insurance

Stow, OH SR22 Insurance

Kent, OH SR22 Insurance

Warren, OH SR22 Insurance

Beachwood, OH SR22 Insurance

Select Insurance Group’s Customer Testimonials:

Georgia SR22A Insurance for owners and Non-Owners ” Select Insurance Group was 1/4 of the price that everyone else had quoted for their Ohio owner SR22 insurance plans. I saved over $3,000 a year!!!” – Jamie B. – Columbus, OH.

Florida SR22 Insurance For Owners and Non Owners” Select Insurance Group made buying and filing my Ohio SR22 insurance policy quick and easy!” - Anna  T. – Cincinnati, OH

Florida FR44 Insurance for owners and non owners“ Select Insurance Group gets an A+ in my book.  The whole Ohio SR22 Bond process took less than 5 minutes from start to finish.” – Lonny G. – Cuyohoga Falls, OH

Virginia FR44 Insurance for owners and non owners“ Select Insurance Group had all the best carriers and prices for my Ohio SR22 Insurance Policy. My agent was extremely knowledgeable about the product, state regulations and helped me get back on the road quickly!”  – Jody G. - Cleveland, OH.

Ohio SR22 Bond“ Working with Select Insurance Group for my Ohio non-owner SR22 Insurance policy was a true blessing!”   – Twanda W. - Sandusky, OH

California Owner and Non-owner SR22 Insurance My agent at Select Insurance Group had my back on my Ohio SR22 Insurance.  The Financial responsibility was in place in less than 24 hours!” – David W. - Middletown, OH

Cheap Non-Cancelable SR22 and FR44 Insurance in Florida

” Even though I had no prior insurance coverage,  my agent at Select Insurance Group was able to find me an SR22 after my Ohio DUI. Within an hour, I was able to walk into the DMV and get my license reinstated on the spot!” – Tammy A – Lakewood, OH

Cheap Non-Cancelable SR22 and FR44 Insurance in Florida

“  I’d recommend Select Insurance Group for anyone needing an SR22 Insurance policy in OhioThese guys are professional and very good at what they do” – Mary K – Chillicothe, OH

virginia FR44 Insurance for owners and non owners” My agent at Select Insurance Group cared about my situation, didn’t judge and helped me find an affordable SR22 Insurance plan after my DUI in Ohio!” - Gary S. – Gahanna, OH

California Owner and Non-owner SR22 Insurance

If you need an affordable SR22 Insurance plan in Ohio, I’d recommend using Select Insurance Group. These guys are knowledgeable and work with a bunch of companies – so you know you are going to get the best deal“.  – Carl O –  Akron, OH